Protect Your Business from a Range of Liabilities
Panorama can arrange personalised global liability insurance for companies operating overseas in high-risk regions. We can assist you in meeting your contractual liabilities with policies backed by long established international insurers.
Public & General Liability
As specialists in emerging and post conflict territories, we provide bespoke solutions which take into account geographic, jurisdictional, financial and circumstantial requirements. Our team work with highly experienced and competitive underwriters in this class of insurance.
Often compulsory, or a contractual requirement, on projects where local laws do not make it compulsory, it always advisable for an organisation to protect itself against employee claims. Panorama provides strong, flexible and cost effective solutions for clients requiring employers liability coverage.
Defence Base Act
Essentially this is workmen’s compensation with war and terrorism coverage for US government contractors.
With premium calculated per US$ 100 of payroll, this can be an expensive but compulsory option. We can assist in providing coverage to your employees.
Directors and Officers
Such coverage can extend to defence costs arising out of criminal and regulatory investigations and trials. Often civil and criminal actions are brought against directors and officers simultaneously.
Intentional illegal acts are not typically covered under D&O policies. Panorama work with experts in this field and are pleased to ensure that directors of client organisations receive the very best advice and strong solutions.
We are pleased to advise clients of their responsibilities and contractual obligations in such matters. Often part of contractual insurance requirements, Panorama has great experience in the provision of Auto Liability insurance for clients in emerging markets.
This is a specialised area where the variety of cover and the uniqueness of every project, requires a comprehensive coverage review. Judging a policy in terms of cost, deductible and limit alone is not enough. We have close relationships with experts in this field and have been able to advise clients accordingly, with great success.
Freight Forwarders Liability
Panorama has access to a US$5 million Freight Forwarders Insurance facility with extremely competitive rates.
We offer a bespoke system which is available to clients at the click of a button.
In emerging markets, where communication can be difficult, the law obscure and situations fluid, such coverage can be vital to any organisation where advice to clients is proffered.
Here local knowledge is vital in understanding local employment legislation.
Often, in emerging economies, local legislation makes no provision for workmen’s compensation. Our experienced Employee Benefits team can help by advising on the client company’s options, and in implementing a strong and cost effective solution.
+44 (0)207 692 0642
and speak with a liabilities insurance specialist in your territory.