Unique expertise to protect high-risk ventures...
Project Risk
Specialist Insurers
Emerging Markets
Solutions Focussed
Unique Expertise
Panorama’s team are experts in their field and all possess extensive experience in many of the world’s most extreme emerging markets.
This “on the ground” expertise is unique in the insurance industry and enables Panorama’s team to apply their practical experience alongside deep industry knowledge, in creating project-risk based solutions.
A Panel of Carefully Selected Providers
Like many credible insurance broking companies, Panorama operates an approved list of insurers, based on the security ratings of these providers.
However, due to the unique nature of the work or location of many of its clients, Panorama also employs other selection criteria such as market knowledge, territory and product requirement understanding, cost analysis, claims payment records and of greatest importance, flexibility.
Panorama is acutely aware that this selection processes can make a considerable difference in sometimes very fluid client situations.
Emerging Markets Are Our Core Markets
Panorama’s team possess a broad bank of knowledge in emerging markets and as a result, an extensive network of providers per territory.
This network includes details of third-party assistance providers and ancillary services by territory.
The Panorama team have all worked on the ground in a variety of emerging markets.
Where Non-Standard Can Become Standard
Unique problems often require unique and sometimes non-standard solutions. Panorama is prepared to discuss and negotiate with insurers on behalf of its clients, with a view to creating workable often bespoke solutions.
Such discussion may relate to policy wording suitability and is likely to require adherence to local legislative and policy placement requirements. Panorama provide solutions using reliable local carriers and credible and robust reinsurers.
No Obligation Consultations - Specialists in your Industry & Territory
We specialise in project risk transfer solutions for organisations in emerging markets. Providing consultancy, insurance solutions and ancillary services to comprehensively protect your business interests, people and assets in hostile territories.

Speciality Insurance for Complex Environments
With a comprehensive network across the Middle East and Africa, Panorama Insurance Brokers makes it its business to fully understand the environments where their clients work. As specialists with unparalleled experience in emerging and fragile states, this "eyes and ears on the ground" approach facilitates full risk assessment and therefore placement.
In such emerging markets this granular approach can make a significant difference in finding suitable insurance partners with the correct appetite and capacity, plus accuracy in pricing.
By combining interaction with local practitioners along with the backing of stable international markets, Panorama ensures that clients are fully compliant in this area and provided with relevant and robust risk management solutions.

Knowledge of Key Local Services
Of paramount importance, an insurance policy must respond as expected when called upon. In emerging and frontier markets, with challenges of access, communications and transportation, not to mention security concerns, ancillary service providers become vital to both project success and to ensuring a timely and efficient insurance policy response when required.
Through years of experience, Panorama has built and maintained a comprehensive database which covers many important sectors.
This knowledge and information, combined with local "on the ground" experience, has proven to be invaluable to our clients.